Credit Repair

You will find concrete advice, that really works, in this book. It tells you how, and how not to go about fixing your credit. It will show you how and why the quick-fix-it books don't work. How "File Segregation" is a border-line illegal tactic, that is unsafe and doesn't work. It simply and clearly teaches you what does work, and how to put your new found knowledge of the credit laws, and your rights as a consumer to work for you.

You will not be disapointed with this book. The only people that will not like this book are the people that are looking for quick-fix tactics that are illegal or questionable at best, and I am not one. I overcome my credit and debt problems the right way, thanks to the "Credit Repair " book, and you will too!!!!!


This book is not getting enough Credit!!!   May 18, 2004
26 out of 29 found this review helpful

This book was so helpful, I just can't uderstand the bad reviews! Thanks to Credit Repair I've gone from being up to my ears in debt to having near perfect credit! Of course this kind of result isn't going to happen over night, any one who tells you otherwise is lying or doing something illegal. THERE ARE NO LEGAL QUICK FIXES!!! I've tried many different methods to improve my credit but following the advice in this book is the only one that worked for me. It even contains a CD-ROM with pre-made forms and letters that help to make the process as easy and painless as possible. Credit Repair was worth every cent!


Credit Repair 7th edition   April 10, 2006
Michael Mulinix (El Cajon, CA)
13 out of 15 found this review helpful

I found this book to be very informative and helpfull. I have used it has a guide in helping repair my own credit. I recommend it to many.


Great NOLO publication   June 30, 2009
Ardeal (Atlanta, GA United States)
4 out of 4 found this review helpful

As someone who worked in the finance arena for years, including direct work for one of the major credit agencies, I was a little skeptical about getting this book. Things change so fast from one year to another and I figured that I'm not at the stage in life to make drastic changes on my spending. Plus I was happy with my budgeting. Was I in for a surprise! The book is indeed very up to date for this year, but what stood out for me are the ideas on how to handle budgets and existing debts - with specific options listed. The book has an array of forms you may need to repair your credit, and you can get free updates to keep up with current trends in the field. And in addition to that, you may find simple ways to improve your credit rating for the next time you need to make a major purchase.


Very helpful   June 12, 2009
Abe Vigoda (Brooklyn, NY USA)
3 out of 3 found this review helpful

Ok, by now you should know that most of the credit repair books all say basically the same thing: Contact all three credit-reporting agencies, get copies of your credit report and challenge everything that is not 100% accurate until it gets removed. After correcting your reports, then you begin to repair your credit by paying all your bills on time, open a checking account, and do not bounce any checks.
You might even open up a savings account and then take out a loan just to pay it back, thus improving your "credit worthiness" (First, ask the bank if the loan will be reported to a credit agency in order to make sure it's worth your while)
Another great thing about this book, which makes it different from most other credit repair books is that it contains PLENTY of tear-out pre-written letters in the back of the book. Just pull-out and mail, very simple.
The other book I recommend is: "BestCredit: How to Win the Credit Game" , written by Dana Neal.

It takes some work but Oh what a relief it is when you are finally out from under. In this modern world, if you are living on "the Grid" then you are going to have to have a good credit score to get by in life.

Best of Luck !