23 Legal Defenses To Foreclosure: How To Beat The Bank |  | Author: Troy Doucet
Publisher: CreateSpace
Category: Book
List Price: $39.95
Buy New: $31.53
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Seller: pbshopus
Rating:  11 reviews
Sales Rank: 75226
Media: Paperback
Pages: 440
Number Of Items: 1
Shipping Weight (lbs): 2.2
Dimensions (in): 9.9 x 7.8 x 0.9
ISBN: 1438278195
Dewey Decimal Number: 340
EAN: 9781438278193
ASIN: 1438278195
Publication Date: August 12, 2008
Availability: Usually ships in 1-2 business days
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Product Description
23 Legal Defenses to Foreclosure breaks down 23 powerful foreclosure defenses into easy-to-understand chapters. Each chapter is packed with useful information that you can use directly in court in any state. The book includes: legal letters, forms, motions, an "Answer" to the lawsuit, and sample discovery to get damaging information directly from the bank. It includes recommended strategies for fighting foreclosure, and checklists that make this book easy enough for anyone to understand. Each chapter incorporates a section of the possible damages available for each defense - including how to cancel the loan and get a refund of all money paid to the lender. Defenses include TILA, HOEPA, RESPA, FDCPA, FCRA and more. Nevada attorney Ramon Dy-Ragos calls this book a "goldmine." Ohio attorney Thomas Tootle calls it "a necessary desk reference for anyone defending foreclosure - even the most seasoned practitioner."
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Showing reviews 1-5 of 11
Case DISMISSED!! March 3, 2010
Tracy L. Doyle (Northern Illinois United States)
3 out of 3 found this review helpful
I bought this book several months ago because I volunteered to help some friends of mine who went into foreclosure. My job was initially to be the person to make phone calls to the bank and try to renegotiate the loan, but the clock was ticking on the court case. We did consult an attorney at first, whose advice was basically "You're screwed - put them off as long as you can and try to short sell or try to get a forbearance and restructure." When the bank proved nearly impossible to deal with (we were pushed back to square one twice already), I ordered this book to get ideas on how to hold the hounds at bay until we had time to get through to someone at the bank that would or could make a decision.
After reviewing the book, I didn't feel confident handling the filings myself, so we found another attorney, gave her the book, explained our possible defenses and she went to work. That was several months ago.
Yesterday, the case was dismissed! Believe me, if you're in foreclosure, you NEED THIS BOOK!
Great Resource...Even for an Attorney February 26, 2009
Allan J. Cory (Santa Rosa)
2 out of 2 found this review helpful
23 Legal Defenses to Foreclosure: How to Beat the Bank by Troy Doucet is an excellent overview for anybody exploring this area. I disagree with the misrepresentation claim leveled above, because like anything else, nothing is certain. (e.g. How many "lose twenty-pounds in 10 days books" are there?)
I also partly disagree with the comment that the book is only helpful in certain states and quotes only federal law. The author goes to great pains to help you understand that the federal laws are largely copied by states and you can find the appropriate state reference by using the federal template. Additionally federal law is what you'll need in a bankruptcy proceeding in any state, so it is universal in that regard. But I partly agree with the criticism leveled at the state-specific focus because the book explicitly addresses only those venues where foreclosure is a judicial process (versus a trustee sale which without effort, is an extra-judicial procedure). However, the theories are still valid but there are some tricks that need to be employed to use the defenses in a state where foreclosure is generally not accomplished by a court proceeding. The book would improve if it had a chapter dedicated to a "generic overview" of those necessary tactics. My rating remains five-star because the book is thorough, affordable, and well organized. I will recommend it to all of my clients (or potential clients) seeking more information on this important subject
Worth twice the price! November 22, 2008
GB (Tampa Bay, FL)
2 out of 3 found this review helpful
I was apprehensive at first when ordering this book, for a number of reasons. First, for a soft-back it seemed over priced. Secondly, I was afraid it would be (a) either over my head, filled with convoluted legal jargon, or (b) just a teaser, filled with info on how to talk to the bank about modifying a loan or a short sale, but not contain any real meat and potatoes about legal defenses.
Well, let me tell you, I was wrong on all counts! I would gladly pay double, no triple, the price of this book to purchase it after having read it.
It is written in simple to understand English, but don't take that to mean that it is not jam-packed with legal data. Only the author makes sure he defines all the key terms along the way, and he presents the information on an easily assimilable gradient so that the reader can understand it fully. I thought I was going to have to grind through this book over the course of a few weeks, but once I cracked it open I read the whole thing in one evening...and understood it all!
Despite the gruesome subject matter and legal technicalities, it is actually a very pleasant, it not flat-out enjoyable, read.
Not only does the author present complete strategies and guidelines on how to go about your defense, he also includes a complete appendix of all the legal forms, rules, applicable laws etc. that the reader will need.
Kudos to Troy Doucet for a fantastic book! I am convinced that this work will help many, many homeowners find relief.
Don't Get Caught Without It! June 7, 2009
Daniel P. Rock (New Port Richey, Florida)
2 out of 3 found this review helpful
I represent numerous homeowners, and it taught me more about foreclosure defense than Law School, and most of the judges don't have a clue either about available defenses. Several clients are still in their homes today because I learned from this book. It gives me confidence to go when few lawyers choose to go.
Non-Lawyers can actually use this! February 10, 2010
L. Brenton (Fishers, IN)
I am extremely pleased with this book. I never made it to law school, but am fighting two foreclosures right now. I have been able to use the model motions and pleadings easily. The parts that need to be customized for your situation are noted in italics. With some sincere research in addition to this book, you may even succeed in beating the lender! I have also enjoyed a website at [...] which has provided excellent insights to me on the foreclosure process. Highly recommended!
Showing reviews 1-5 of 11
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